UPDATE 3/22/17: I no longer move my money between a mutual fund and a money market account based on market conditions. It proved to not work as well as intended, and added more time to my already busy schedule. I intend, at some point, to find a better system for that strategy. I buy and hold the best fund available currently. I do monitor to make sure I am still in that fund, but I no longer rotate my money.
However, the rest of the guide which details how to choose a fund is still very relevent and useful.
I am going to list some terms that I will use when I talk about a basic retirement account strategy. I am attempting to write this guide for people at all levels of market knowledge so many of these terms will be very basic for advanced readers. The definitions come from Investopedia.com.
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